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VA Loans

A VA loan is a mortgage guaranteed by the Department of Veterans Affairs (VA). It’s for my fellow veterans to purchase a home with 100% financing, no monthly mortgage insurance, at a very competitive interest rate.

PROGRAM OVERVIEW

Qualifications

Must be Active Duty Military, Veterans, Surviving Spouses, National Guard or Reservists

Minimum Credit Score: 620
Do not have to be a First Time Home Buyer
Must Occupy the Property as your Primary Residence
Maximum Loan Amount: $510,400
Bankruptcy Ch. 7 ok after 2 Years
Foreclosure/Short Sale/Dead-in-lieu ok after 2 Years

Benefits

100% Financing
Seller Concessions up to 4% Allowed
Gift Funds Allowed
No Monthly Mortgage Insurance
No Restrictions on Locations of Property
No Restrictions on Income
No Prepayment Penalty

Not sure where to start? Let us guide you...

We are here to help you find the right loan to fit your needs. Request a free consultation today!

Purchasing a home is likely one of the biggest investments you'll make in your lifetime. We are with you every step of the way. Begin your journey to home ownership today!

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