Kansas First Time Home Buyer Programs

There are many mortgage programs available for both first time home buyers and also the experienced home buyers in the state of Kansas.

Kansas Housing Assistance Program

Kansas Housing Assistance program is a statewide program for First Time Home Buyers.

  • Up to 100% Financing
  • Minimum Credit Score: 660
  • Do not have to be a First Time Home Buyer
  • Affordable Fixed 30 Yr. Interest Rate

Guaranteed Rural Housing (USDA)

USDA home loans provide 100% financing for the purchase of a home in a USDA designated rural area.

  • 100% Financing
  • Minimum Credit Score: 640
  • Do not have to be a First Time Home Buyer
  • Affordable Fixed 30 Yr. Interest Rate

FHA Loans

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA).

  • 3.5% Down Payment Required
  • Minimum Credit Score: 620
  • Do not have to be a First Time Home Buyer
  • Max Loan Amount: $472,030
  • No Restrictions on Locations of Property
  • No Restrictions on Income

VA Loans

A VA loan is a mortgage guaranteed by the Department of Veterans Affairs (VA).

  • Must be a Veteran* or Actively Serving in the Armed Forces
  • 100% Financing
  • Minimum Credit Score: 620
  • Do not have to be a First Time Home Buyer
  • Maximum Loan Amount: $510,400

Conventional Loans

Conventional mortgages offer an affordable low-down payment designed for First Time Home Buyers.

  • As Low as 3% Down Payment
  • Minimum Credit Score: 620
  • Do not have to be a First Time Home Buyer
  • Maximum Loan Amount: $726,200
Not sure where to start? Let us guide you...

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Purchasing a home is likely one of the biggest investments you'll make in your lifetime. We are with you every step of the way. Begin your journey to home ownership today!

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