QUESTIONS? CALL: 816-916-7723

Guaranteed Rural Housing (USDA)

A USDA home loan, also known as the USDA Rural Housing Loan Program, is 100% financing without a down payment mortgage loan specifically designed to help promote home ownership in rural areas.

PROGRAM OVERVIEW

Qualifications

Minimum Credit Score: 640
Do not have to be a First Time Home Buyer
Must Occupy the Property as your Primary Residence
Must Buy in Approved Semi-Rural Area
Borrower(s) Cannot own more than one Residence
Bankruptcy/Forclosure ok after 36 months

Benefits

100% Financing
Affordable Fixed 30 Yr. interest rate
Seller Concessions up to 6%
Gift Funds Allowed
Low Monthly Mortgage Insurance
No Down Payment Required

Not sure where to start? Let us guide you...

We are here to help you find the right loan to fit your needs. Request a free consultation today!

Purchasing a home is likely one of the biggest investments you'll make in your lifetime. We are with you every step of the way. Begin your journey to home ownership today!

EXPLORE MORE LOAN PROGRAMS

TOP